We want to offer your small business clients a new kind of life insurance. Similar to a corporate wellness program, John Hancock Vitality is a unique offering that rewards employees for the everyday things they do to stay healthy, like exercising, eating well, and visiting the doctor.
Designed for people of all ages and fitness levels, the Vitality PLUS program is great for employees and is also good for your small business clients.
Employees who participate in the John Hancock Vitality PLUS Program can earn significant rewards and savings, including:
Vitality is the right choice for both employees and employers and unlike a traditional wellness program, which can be costly for small businesses, adding the optional Vitality PLUS rider to a John Hancock permanent insurance policy costs only $24/year per individual.
Your clients can earn Vitality Points for exercising, eating well, and getting annual check-ups.
The more points they accumulate, the higher their Vitality Status (Bronze, Silver, Gold, Platinum).
The higher their Vitality Status, the greater their rewards and discounts.
1. Mattke, Soeren, Harry H. Liu, John P. Caloyeras, Christina Y. Huang, Kristin R. Van Busum, Dmitry Khodyakov, and Victoria Shier, Workplace Wellness Programs Study: Final Report. Santa Monica, CA: RAND Corporation, 2013. (Page 54) https://www.rand.org/pubs/research_reports/RR254.html. Also available in print form.
2. Apple Watch program is not available in New York or Puerto Rico. Apple Watches ordered through John Hancock Vitality may not be shipped to addresses in Guam. Once you become a Vitality PLUS member and complete the Vitality Health Review (VHR), you can order Apple Watch by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. After an initial payment of $25 plus tax, over the next two years, monthly out-of-pocket payments are based on the number of Standard Workouts (10,000 to 14,999 steps) and Advanced Workouts (15,000 steps) or the applicable Active Calorie thresholds. The step counts required for Standard and Advanced Workouts are reduced for members beginning at age 71+. One-time upgrade fees plus taxes apply if you choose (GPS + Cellular) versions of Apple Watch, larger watch case sizes, and certain bands and case materials. For more information, please visit JohnHancock.com. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.
3. HealthyFood savings are based on qualifying purchases and may vary based on the terms of the John Hancock Vitality Program. The HealthyFood program is currently not available in Guam.
4. Travel discounts valid for 3 bookings per program year. For term with Vitality policies with a face amount less than $2,000,000, travel discounts valid for 1 booking per program year. The amount of discount will vary based upon policy type, coverage amount, and the Vitality Member’s Vitality status (Bronze, Silver, Gold, Platinum) and will only apply to the first $1000 of the booking cost.
5. In New York, entertainment, shopping, and travel rewards are not available and are replaced by healthy living and active lifestyle rewards.
Rewards and discounts are subject to change and are not guaranteed to remain the same for the life of the policy.
Rewards may vary based on the type of insurance policy purchased for the insured (Vitality Program Member).
John Hancock Vitality Program rewards and discounts are only available to the person insured under the eligible life insurance policy.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
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This material is for Agent and Institutional / Broker – Dealer use only. Not for distribution or use with the public.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Variable insurance products are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116.
Insurance policies and/or associated riders and features may not be available in all states.
© 2025 John Hancock Life Insurance Company (U.S.A.). All rights reserved.
