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  • Products & solutions

    Products & solutions

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    • Indexed universal life
      1. Accumulation IUL
      2. Protection IUL
      3. Protection SIUL
    • Hybrid solutions
      1. LifeCare
    • Universal life
      1. Protection UL
      2. Protection SUL
    • Variable universal life
      1. Accumulation VUL
      2. Protection VUL
      3. Survivorship VUL
    • Term life
      1. Protection term
      2. Vitality term
      3. One-year term
    • Employer solutions
      1. Accumulation IUL with guaranteed issue (GI)
      2. Accumulation VUL with Guaranteed Issue (GI)
      3. Premier benefit IUL
    • Solutions & riders
      1. Vitality program
      2. Aspire
      3. Long-term care rider
      4. Chronic Illness Rider
      5. Critical illness benefit rider
  • Advanced markets

    Advanced Markets

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    • Business planning
    • Estate planning
    • Financing premiums
    • Fundamentals of insurance
    • Key resources
    • Living benefits
    • Wealth transfer planning
  • New business

    New business

    Overview
    • Underwriting
    • Run an illustration
    • Pending cases
    • Licensing & compensation forms
    • Producer onboarding
      1. Onboarding overview
      2. Appointment status
  • Inforce policies

    Inforce policies

    Overview
    • Vitality registration & engagement report
    • Long-term care resources
      1. eDocuments
      2. Tools
    • Assisting your client
  • Resource center

    Resource center

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    • Fund information
    • Growth Positioning Stories (GPS)
    • Podcasts
    • Tools & calculators
      1. Inforce IUL historical returns tool
      2. Advanced markets tools & calculators
      3. Technology-based service tools
    • Education & training
      1. LTC training
      2. Anti-money laundering training
      3. Benefit better
    • Communications
    • Forms
    • Sales & advertising material compliance
  • Home
  • Products & solutions
    • View all
    • Indexed universal life
      1. Accumulation IUL
      2. Protection IUL
      3. Protection SIUL
    • Hybrid solutions
      1. LifeCare
    • Universal life
      1. Protection UL
      2. Protection SUL
    • Variable universal life
      1. Accumulation VUL
      2. Protection VUL
      3. Survivorship VUL
    • Term life
      1. Protection term
      2. Vitality term
      3. One-year term
    • Employer solutions
      1. Accumulation IUL with guaranteed issue (GI)
      2. Accumulation VUL with Guaranteed Issue (GI)
      3. Premier benefit IUL
    • Solutions & riders
      1. Vitality program
      2. Aspire
      3. Long-term care rider
      4. Chronic Illness Rider
      5. Critical illness benefit rider
  • Advanced markets
    • View all
    • Business planning
    • Estate planning
    • Financing premiums
    • Fundamentals of insurance
    • Key resources
    • Living benefits
    • Wealth transfer planning
  • New business
    • Overview
    • Underwriting
    • Run an illustration
    • Pending cases
    • Licensing & compensation forms
    • Producer onboarding
      1. Onboarding overview
      2. Appointment status
  • Inforce policies
    • Overview
    • Vitality registration & engagement report
    • Long-term care resources
      1. eDocuments
      2. Tools
    • Assisting your client
  • Resource center
    • View all
    • Fund information
    • Growth Positioning Stories (GPS)
    • Podcasts
    • Tools & calculators
      1. Inforce IUL historical returns tool
      2. Advanced markets tools & calculators
      3. Technology-based service tools
    • Education & training
      1. LTC training
      2. Anti-money laundering training
      3. Benefit better
    • Communications
    • Forms
    • Sales & advertising material compliance

About John Hancock Insurance

At John Hancock, we are committed to providing innovative solutions that empower people to feel confident about the future by helping them protect their loved ones, grow their savings, and preserve their wealth.  We do this by offering a comprehensive product portfolio that includes term, universal life, indexed UL, and variable universal life, along with our industry-first John Hancock Vitality life insurance solution that rewards people for healthy living.

With more than 150 years of experience, and backed by strong financial ratings that are some of the highest in the industry, we have a proud history of providing financial solutions to almost 3.5 million* policyholders and delivering on our promises with over $7.2 billion** in claims paid annually.

Meeting Consumer's Needs

No matter how simple or complex the financial goals of your clients, John Hancock has a life insurance solution that is right for them.  We deliver competitive and innovative products, comprehensive support, cutting-edge technology, and experience that few carriers can match, with:

  • Diverse product solutions that can be tailored to meet clients' unique needs
  • Progressive, competitive, and flexible underwriting
  • Industry-leading Advanced Markets support
  • John Hancock Vitality Program, an integrated life insurance and wellness program
  • An ongoing focus on leveraging technology to make selling and buying life insurance as easy as possible

Awards and Recognitions

John Hancock has been recognized as a leader in offering innovative solutions by:

  • Strategy Meets Action: Innovation In Action Award  Winner
  • Insurance Networking News: #1 on List of Top Insurance "Internet of Things" Project
  • Integrating Marketing + Technology (IM+T) Awards: Winner For Social Media Innovation

 

John Hancock Financial is a division of Manulife, a leading Canada-based financial services group with principal operations in Asia, Canada and the United States.

 


* Represents inforce John Hancock life insurance and long-term care policyholders as of December 2020.

** Payments made in 2020 for life insurance and long-term care claims.

Second highest of 13 ratings (superior ability to meet ongoing insurance obligations). Financial strength rating is current as of November 11, 2020, is subject to change, and applies to John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York as a measure of each company's financial ability to pay claims and to honor any guarantees provided by the contract and any applicable optional riders. These companies have also received additional financial strength ratings from other rating agencies. Financial strength ratings are not an assessment, recommendation, or guarantee of specific products and their investment returns or value, do not apply to individual securities held in any portfolio or the practices of an insurance company, and do not apply to the safety and performance of separate accounts.

MLINY011617179


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This material is for Agent and Institutional / Broker – Dealer use only. Not for distribution or use with the public.

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Variable insurance products are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116.

Insurance policies and/or associated riders and features may not be available in all states.

© 2025 John Hancock Life Insurance Company (U.S.A.). All rights reserved.


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