One term portfolio. Three ways to win.
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One term portfolio. Three ways to win.
New Core Term:
Simple protection at a great price
Protection Term:
Balance cost and flexibility
John Hancock Vitality Term:
Flexibility plus rewards
Plus, a fast and easy buying process across the portfolio
Discover how John Hancock's term portfolio can offer cost-effective protection tailored to your clients' needs.
JH Illustrator (online version)
Produce client-ready term sales illustrations and the application in minutes. JH Illustrator gives you access to:
Term portfolio talking points
More clients than ever are looking to protect both their wealth and health. John Hancock's term portfolio offers three distinct solutions that can help you:
Strength. Stability. John Hancock.
With over 160 years of experience, John Hancock offers customers a diverse range of insurance products and services through its extensive network of employees, agents, and distribution partners.
FOR AGENT USE ONLY. THIS MATERIAL MAY NOT BE USED WITH THE PUBLIC.
Insurance policies and/or associated riders and features may not be available in all states.
Digital submissions are not available in New York.
Vitality Term is not available in New York.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
The conversion period is the earlier of end of the level term period or age 70. The available permanent products to convert to will vary based on the term product, the timing of the conversion and whether the conversion extension rider (not available with all term products) was elected. If the new policy includes a rider that is not in force on the term policy, evidence of insurability is required. For conversion to survivorship products, retention and certain underwriting considerations may apply. Unlike term insurance, variable universal life insurance has fluctuating returns and death benefits, and because variable universal life insurance policies offer investment options, there are investment fees in addition to the cost of maintaining an insurance policy. Please refer to the contract for details of the conversion provision.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.
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This material is for Agent and Institutional / Broker – Dealer use only. Not for distribution or use with the public.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Variable insurance products are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116.
Insurance policies and/or associated riders and features may not be available in all states.
© 2026 John Hancock Life Insurance Company (U.S.A.). All rights reserved.
