New lower rates put our term products back in the running!
New lower rates put our term products back in the running!
Improved pricing — an average decrease of 13% for individuals ages 35 to 60 with policies under $2 million — in some cases reductions can be as much as 40% lower!
Robust conversation options — offering access to the strength and stability of John Hancock’s industry-leading permanent portfolio.
Fast and easy purchase process — streamlined digital experience makes submitting business with John Hancock simple and convenient.
With John Hancock Vitality PLUS — offered on John Hancock Vitality Term — clients can earn premium savings, as well as rewards and discounts for healthy living.
See how John Hancock's term portfolio can offer cost-effective protection
JH Illustrator (online version)
An online version of JH Illustrator which provides you with what you need to produce a complete sales illustration plus the application. It includes:
Better pricing, unmatched value
Learn more about how John Hancock’s term portfolio is back in the running.
Strength. Stability. John Hancock.
With over 160 years of experience, John Hancock offers customers a diverse range of insurance products and services through its extensive network of employees, agents, and distribution partners.
FOR AGENT USE ONLY. THIS MATERIAL MAY NOT BE USED WITH THE PUBLIC.
Insurance policies and/or associated riders and features may not be available in all states.
Digital submissions are not available in New York.
Vitality Term is not available in New York.
Premium Savings will apply based on the Vitality Status attained by the life insured.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.
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This material is for Agent and Institutional / Broker – Dealer use only. Not for distribution or use with the public.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Variable insurance products are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116.
Insurance policies and/or associated riders and features may not be available in all states.
© 2025 John Hancock Life Insurance Company (U.S.A.). All rights reserved.
