John Hancock offers a diverse range of products, including Term, Universal Life, Indexed UL, and Variable Universal Life, along with our industry-first John Hancock Vitality life insurance solutions that reward people for healthy living. Our comprehensive portfolio is designed to help meet your clients' estate, business and retirement planning needs.
Variable life insurance is sold by product and fund prospectus, which should be read carefully. They contain information on the investment objectives, risks, charges and expenses of the variable product and its underlying investment options. These factors should be considered carefully before investing.
Variable universal life insurance has annual fees and expenses associated with it in addition to life insurance related charges. Variable universal life insurance products are subject to market risk and are unsuitable as a short term savings vehicle. Cash values are not guaranteed and will fluctuate, and the policy may lose value.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.