John Hancock logo
  • Contact us
  1. Contact us
Register
Sign in
  • Home

  • Products & solutions

    Products & solutions

    View all
    • Indexed universal life
      1. Accumulation IUL
      2. Protection IUL
      3. Protection SIUL
    • Hybrid solutions
      1. LifeCare
    • Universal life
      1. Protection UL
      2. Protection SUL
    • Variable universal life
      1. Accumulation VUL
      2. Protection VUL
      3. Survivorship VUL
    • Term life
      1. Protection term
      2. Vitality term
      3. One-year term
    • Employer solutions
      1. Accumulation IUL with guaranteed issue (GI)
      2. Accumulation VUL with Guaranteed Issue (GI)
      3. Premier benefit IUL
    • Solutions & riders
      1. Vitality program
      2. Aspire
      3. Long-term care rider
      4. Chronic Illness Rider
      5. Critical illness benefit rider
  • Advanced markets

    Advanced Markets

    View all
    • Business planning
    • Estate planning
    • Financing premiums
    • Fundamentals of insurance
    • Key resources
    • Living benefits
    • Wealth transfer planning
  • New business

    New business

    Overview
    • Underwriting
    • Run an illustration
    • Pending cases
    • Licensing & compensation forms
    • Producer onboarding
      1. Onboarding overview
      2. Appointment status
  • Inforce policies

    Inforce policies

    Overview
    • Vitality registration & engagement report
    • Long-term care resources
      1. eDocuments
      2. Tools
    • Assisting your client
  • Resource center

    Resource center

    View all
    • Fund information
    • Growth Positioning Stories (GPS)
    • Podcasts
    • Tools & calculators
      1. Inforce IUL historical returns tool
      2. Advanced markets tools & calculators
      3. Technology-based service tools
    • Education & training
      1. LTC training
      2. Anti-money laundering training
      3. Benefit better
    • Communications
    • Forms
    • Sales & advertising material compliance
  • Home
  • Products & solutions
    • View all
    • Indexed universal life
      1. Accumulation IUL
      2. Protection IUL
      3. Protection SIUL
    • Hybrid solutions
      1. LifeCare
    • Universal life
      1. Protection UL
      2. Protection SUL
    • Variable universal life
      1. Accumulation VUL
      2. Protection VUL
      3. Survivorship VUL
    • Term life
      1. Protection term
      2. Vitality term
      3. One-year term
    • Employer solutions
      1. Accumulation IUL with guaranteed issue (GI)
      2. Accumulation VUL with Guaranteed Issue (GI)
      3. Premier benefit IUL
    • Solutions & riders
      1. Vitality program
      2. Aspire
      3. Long-term care rider
      4. Chronic Illness Rider
      5. Critical illness benefit rider
  • Advanced markets
    • View all
    • Business planning
    • Estate planning
    • Financing premiums
    • Fundamentals of insurance
    • Key resources
    • Living benefits
    • Wealth transfer planning
  • New business
    • Overview
    • Underwriting
    • Run an illustration
    • Pending cases
    • Licensing & compensation forms
    • Producer onboarding
      1. Onboarding overview
      2. Appointment status
  • Inforce policies
    • Overview
    • Vitality registration & engagement report
    • Long-term care resources
      1. eDocuments
      2. Tools
    • Assisting your client
  • Resource center
    • View all
    • Fund information
    • Growth Positioning Stories (GPS)
    • Podcasts
    • Tools & calculators
      1. Inforce IUL historical returns tool
      2. Advanced markets tools & calculators
      3. Technology-based service tools
    • Education & training
      1. LTC training
      2. Anti-money laundering training
      3. Benefit better
    • Communications
    • Forms
    • Sales & advertising material compliance

Life Insurance Products

John Hancock offers a diverse range of products, including Term, Universal Life, Indexed UL, and Variable Universal Life, along with our John Hancock Vitality life insurance solutions that reward people for healthy living.  Our comprehensive portfolio is designed to help meet your clients' needs.

State Approvals

Interactive State Approval Map for John Hancock's life insurance portfolio.

  • View Products By Type

Universal Life (UL)

Protection UL
Protection IUL
Accumulation IUL

Survivorship UL (SUL)

Protection SUL
Protection SIUL


 

Variable UL

Protection VUL
Accumulation VUL
Accumulation SVUL

Term

Protection Term
Vitality Term

 


 

Long-Term Care Rider

Critical Illness Benefit Rider 

John Hancock Variable Insurance Trust

 


 

 


 

Variable life insurance is sold by product and fund prospectus, which should be read carefully. They contain information on the investment objectives, risks, charges and expenses of the variable product and its underlying investment options. These factors should be considered carefully before investing.

Variable universal life insurance has annual fees and expenses associated with it in addition to life insurance related charges. Variable universal life insurance products are subject to market risk and are unsuitable as a short term savings vehicle. Cash values are not guaranteed and will fluctuate, and the policy may lose value.

Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.

MLINY011922924-1


  • About us
  • Manulife
  • John Hancock
  • 401(k) Plans
  • Annuities
  • College Savings
  • Investments
  • Stock Price
  • Privacy & Security
  • Legal


This material is for Agent and Institutional / Broker – Dealer use only. Not for distribution or use with the public.

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Variable insurance products are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116.

Insurance policies and/or associated riders and features may not be available in all states.

© 2025 John Hancock Life Insurance Company (U.S.A.). All rights reserved.


How to Attach a File

  1. Click ‘Attach Files’ button. The file upload page will open.
  2. Click 'Browse' to select the file, or type the path to the file in the box below (you can upload 5 files a time).
  3. Click 'Upload' to upload the files. Once the files have been uploaded successfully, a message will appear stating that your files have been uploaded
  4. Repeat step 2 - 3 to upload more files.
  5. Click the 'Close Window' once you complete the file upload.
  6. Verify that your upload files are listed under "List of Current Attachments" located above the Comments box.
  7. Click 'Submit' in the email page to complete sending your email and documents.

Attachment Requirements

You cannot attach the following file types:
extension details
*.exe Executable file (program)
*.mps Windows Sharing File allows you to map a Windows network drive to your VPS home directory across the Internet
*.vbs Script file (Microsoft Visual Basic)
*.avi Microsoft Audio Video Interleaved file for Windows movie
*.mpg MPEG Animation (movie file)
*.mpeg MPEG Animation (movie file)
*.bat Batch file
*.com Command file (program)
*.cmd Command file for Windows NT (similar to a DOS .BAT file), OS/2
*.scr Screen saver file / Screen Snapshot file / Fax image (Generic) / Debug Source Code (DOS Debug)
*.asf Microsoft Avanced Streaming Format (movie / music file)
*.mp3 MPEG Audio Layer 3 (AC3) - compressed audio file
*.eml (Outlook Express Mail Message) file type
*.pif Program Information File / Compressed archive (Macintosh)
*.scp Script file
*.shs Shell scrap file; reportedly used to send "password stealers"
*.swf Object (ShockWave Flash)

You are not registered to use LAA/LTCS.

Not a Producer