Life Insurance Products
Competing in more markets. Offering more opportunity.
John Hancock offers a diverse range of products, including Term, Universal Life, Indexed UL, and Variable Universal Life, along with our inidustry-first John Hancock Vitality life insurance solutions that reward people for healthy living. Our comprehensive portfolio is designed to help meet your clients' estate, business and retirement planning needs.
Universal Life (UL)
- Protection UL
Protection IUL
Accumulation IUL - UL-G
Survivorship UL (SUL)
- Protection SUL
- Protection SIUL
SUL-G
Variable UL
- Protection VUL
- Accumulation VUL
Variable SUL
- Protection SVUL
- Accumulation SVUL
Long-Term Care Rider
Critical Illness Benefit Rider
John Hancock Variable Insurance Trust
Variable life insurance is sold by product and fund prospectus, which should be read carefully. They contain information on the investment objectives, risks, charges and expenses of the variable product and its underlying investment options. These factors should be considered carefully before investing.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
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Low-cost
These products offer low-cost premiums with the potential for cash accumulation with downside protection.
- Protection UL
Protection IUL
Protection VUL
- Protection SUL
- Protection SIUL
Protection SVUL
Growth potential
These products offer cash accumulation and income potential.
- Accumulation IUL
- Accumulation VUL
Short-term need
Our Term series offers low-cost temporary coverage for 10, 15, & 20 year durations.
Term 10, 15, & 20
Vitality Term
SmartProtect™ Term with Vitality
Guarantees
These products offer guarantees that typically extend beyond life expectancy.
UL-G
SUL-G
Corporate-Owned Life Insurance
A great tool for business planning and informally funding non-qualified deferred compensation plans for key employees.
Corporate VUL
Long-Term Care Rider
Adding this rider to any single-life fully underwritten product allows clients to use all, some, or none of their policy's death benefit for pay for long-term care.
Looking for John Hancock Variable Insurance Trust?
Visit fund information.
Guaranteed product features are dependent upon minimum premium requirements and the claims-paying ability of the issuer.
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