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        1. Accumulation VUL
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        3. Accumulation SVUL
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    • Home
    • Products & solutions
      • View all
      • Indexed universal life
        1. Accumulation IUL
        2. Protection IUL
        3. Protection SIUL
      • Universal life
        1. Protection UL
        2. Protection SUL
      • Variable universal life
        1. Accumulation VUL
        2. Protection VUL
        3. Accumulation SVUL
      • Term life
        1. Protection term
        2. Vitality term
        3. One-year term
      • Solutions & riders
        1. Vitality program
        2. Aspire
        3. Critical illness benefit rider
        4. Long-term care rider
    • Advanced markets
      • View all
      • Business planning
      • Estate planning
      • Financing premiums
      • Fundamentals of insurance
        1. Taxes
        2. Needs analysis
        3. Invest in your life
      • Key resources
        1. Advanced markets blog
        2. Because you asked
        3. Central intelligence
        4. Tools & calculators
        5. Planning in action
      • Living benefits
      • Wealth transfer planning
    • New business
      • Overview
      • Underwriting
      • Run an illustration
      • Pending cases
      • Licensing & compensation forms
      • Producer appointment & terms
        1. Appointment status
        2. Producer terms & conditions
      • Guidelines
        1. Application & submission guidelines/tips
        2. Replacement & NY regulation
        3. Term conversion guidelines
        4. State of issue guidelines
        5. Know your customer guidelines
    • Inforce policies
      • Overview
      • Vitality registration & engagement report
      • Long-Term Care resources
        1. eDocuments
        2. Tools
      • Initiate a claim
        1. Death claim
        2. Accelerated benefit claim
        3. Disability claim
        4. Claim FAQ
      • Self-service tools
    • Resource center
      • View all
      • Fund information
      • Media library
      • Tools & calculators
        1. Advanced markets tools & calculators
        2. Technology-based service tools
      • Education & training
        1. IUL Academy
        2. LTC training
        3. Anti-money laundering training
        4. Benefit better
      • Communications
      • Forms
      • Sales & advertising material compliance

    Life Insurance Products

    John Hancock offers a diverse range of products, including Term, Universal Life, Indexed UL, and Variable Universal Life, along with our John Hancock Vitality life insurance solutions that reward people for healthy living.  Our comprehensive portfolio is designed to help meet your clients' needs.

    State Approvals

    Interactive State Approval Map for John Hancock's life insurance portfolio.

    • View Products By Type

    Universal Life (UL)

    Protection UL
    Protection IUL
    Accumulation IUL

    Survivorship UL (SUL)

    Protection SUL
    Protection SIUL


     

    Variable UL

    Protection VUL
    Accumulation VUL
    Accumulation SVUL

    Term

    Protection Term
    Vitality Term

     


     

    Long-Term Care Rider

    Critical Illness Benefit Rider 

    John Hancock Variable Insurance Trust

     


     

     


     

    Variable life insurance is sold by product and fund prospectus, which should be read carefully. They contain information on the investment objectives, risks, charges and expenses of the variable product and its underlying investment options. These factors should be considered carefully before investing.

    Variable universal life insurance has annual fees and expenses associated with it in addition to life insurance related charges. Variable universal life insurance products are subject to market risk and are unsuitable as a short term savings vehicle. Cash values are not guaranteed and will fluctuate, and the policy may lose value.

    Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.

    MLINY011922924-1

    Doing Business with John Hancock

    Everything you need to sell with John Hancock

    Our single life and survivorship portfolios can be tailored to help meet your clients' unique needs.

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    This material is for Agent and Institutional / Broker – Dealer use only. Not for distribution or use with the public.

    Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Variable insurance products are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116.

    Insurance policies and/or associated riders and features may not be available in all states.

    © 2023 John Hancock Life Insurance Company (U.S.A.). All rights reserved.


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