Life Insurance Products

Competing in more markets.  Offering more opportunity.

John Hancock offers a diverse range of products, including Term, Universal Life, Indexed UL, and Variable Universal Life, along with our inidustry-first John Hancock Vitality life insurance solutions that reward people for healthy living.  Our comprehensive portfolio is designed to help meet your clients' estate, business and retirement planning needs.

State Approvals

Interactive State Approval Map for John Hancock's life insurance portfolio.

Universal Life (UL)

Protection UL
Protection UL with Vitality
Protection IUL
Protection IUL with Vitality
Accumulation IUL
Accumulation IUL with Vitality
UL-G

Survivorship UL (SUL)

Protection SUL
Protection SIUL
Protection SIUL with Vitality
SUL-G
 

Variable UL

Protection VUL
Accumulation VUL
Accumulation VUL with Vitality
Simplified Life
Simplified Life with Vitality

Variable SUL

Protection SVUL
Accumulation SVUL
 

Term

John Hancock Term
John Hancock Term with Vitality
SmartProtect™ Term with Vitality

Long-Term Care Rider

Critical Illness Benefit Rider 

 

 

Corporate Solutions

Corporate VUL

John Hancock Variable Insurance Trust

MLINY011617174

Low-cost

These products offer low-cost premiums with the potential for cash accumulation with downside protection.

Protection UL
Protection UL with Vitality
Protection IUL
Protection IUL with Vitality
Protection VUL
Protection SUL
Protection SIUL
Protection SIUL with Vitality
Protection SVUL

Growth potential

These products offer cash accumulation and income potential.

Accumulation IUL
Accumulation IUL with Vitality
Accumulation VUL
Accumulation VUL with Vitality
Accumulation SVUL
 

Short-term need

Our Term series offers low-cost temporary coverage for 10, 15, & 20 year durations.

Term 10, 15, & 20
Term with Vitality
SmartProtect™ Term with Vitality

Guarantees

These products offer guarantees that typically extend beyond life expectancy.

UL-G

SUL-G

 

Corporate-Owned Life Insurance

A great tool for business planning and informally funding non-qualified deferred compensation plans for key employees.

Corporate VUL

Long-Term Care Rider

Adding this rider to any single-life fully underwritten product allows clients to use all, some, or none of their policy's death benefit for pay for long-term care.

Looking for John Hancock Variable Insurance Trust?

Visit fund information.

Guaranteed product features are dependent upon minimum premium requirements and the claims-paying ability of the issuer.

MLINY011617174

Doing Business with John Hancock

Everything you need to sell with John Hancock

Whether focused on no-lapse guarantee security, affordability or growth potential, our complete single life and survivorship portfolios can be tailored to meet your clients' unique needs.

Log in Register

  • Contact US

  • News

  • Help


This material is for Agent and Institutional / Broker – Dealer use only. Not for distribution or use with the public.

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Variable insurance products are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02117.

Insurance policies and/or associated riders and features may not be available in all states.

© John Hancock Life Insurance Company (USA). All rights reserved.