Take advantage of Long-Term Care Awareness month to talk to your clients about their plans for handling an LTC event. Show how John Hancock's Long-Term Care rider can help them alleviate the potential financial, emotional, and physical burden that they and their loved ones could face if such care is needed.
Take a look at how the rider works, and then use the consumer-approved social media posts and presentation to get the conversation started with your prospects.
Questions? Call 888-266-7498, option 2
*LTCR'18 Compact States include the following: AL, AK, AR, CO , GA, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NM, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT , VA, WA, WV, WI, and WY. Please logon to www.jhsalehub to access LTCR'18 non-compact version of client approved materials for use in AZ, CT, DE & SD.
The Long-Term Care (LTC) rider’18 is an accelerated death benefit rider and may not be considered long-term care insurance in some states. There are additional costs associated with this rider. The Maximum Monthly Benefit Amount is $50,000. When the death benefit is accelerated for long-term care expenses it is reduced dollar for dollar, and the cash value is reduced proportionately. Please go to www.jhsaleshub.com to verify state availability.
Some riders may have additional fees and expenses associated with them.
Guaranteed product features are dependent upon minimum premium requirements and the claims-paying ability of the issuer.
To use the provided posts on your social media channels, please follow these simple steps:
The Long-Term Care (LTC) rider is an accelerated death benefit rider and may not be considered long-term care insurance in some states. There are additional costs associated with this rider. The Maximum Monthly Benefit Amount is $50,000. When the death benefit is accelerated for long-term care expenses it is reduced dollar for dollar, and the cash value is reduced proportionately.
This material is for Agent and Institutional / Broker – Dealer use only. Not for distribution or use with the public.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Variable insurance products are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02117.
Insurance policies and/or associated riders and features may not be available in all states.
© John Hancock Life Insurance Company (USA). All rights reserved.
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